S-REFIT AG - Shareholders

Continuity – Stability

Our capabilities are borne by the quality and reliability of our shareholders, who simultaneously provide our capital and are a part of our network.

S-REFIT AG was founded in 1990 as a fund to promote Innovation and Technology. S-REFIT AG‘s regional investment principle arises from its shareholder structure. All 21 savings banks in the Lower Bavarian, Upper Palatine and Upper Franconian regions, as well as the savings banks in Southern Middle Franconia (Roth Schwabach-Weißenburg), Erlangen and Fürth, the tbg der kfw-Mittelstandsbank in Bonn and OTTI e. V. (The Eastern Bavarian Technology Transfer Institute, Regensburg) are shareholders of S-REFIT AG.

Sparkasse Amberg-Sulzbach (Amberg)
Sparkasse Bamberg (Bamberg)
Sparkasse Bayreuth (Bayreuth)
Sparkasse im Landkreis Cham (Cham)
Sparkasse Coburg-Lichtenfels (Coburg)
Sparkasse Deggendorf (Deggendorf)
Sparkasse Erlangen (Erlangen)
Vereinigte Sparkassen Eschenbach-
Neustadt-Vohenstrauß (Neustadt)
Sparkasse Forchheim (Forchheim)
Sparkasse Freyung-Grafenau (Freyung)
Sparkasse Fürth (Fürth)
Sparkasse Hochfranken (Selb)

Kreissparkasse Kelheim (Kelheim)
Sparkasse Kulmbach-Kronach (Kulmbach)
Sparkasse Landshut (Landshut)
Sparkasse Mittelfranken-Süd (Roth)
Sparkasse Neumarkt i.d.Opf.-Parsberg (Neumarkt)
Sparkasse Niederbayern-Mitte (Straubing, Dingolfing)
Sparkasse Oberpfalz Nord (Weiden)
Sparkasse Passau (Passau)
Sparkasse Regen-Viechtach (Regen)
Sparkasse Regensburg (Regensburg)
Sparkasse Rottal-Inn (Eggenfelden)
Sparkasse im Landkreis Schwandorf (Schwandorf)